@Adam: Generally yes, your Progressive policy will cover your rental car, as long as one of the foll

Whether you're on a trip and need transportation in a different city or your car is in the shop and you need a set of wheels to get to work and back, chances are you'll need to rent a car. That's the easy part. But, if you're like many of us, it becomes more difficult when you're faced with the decision of whether to purchase the additional insurance or damage waiver often offered by the rental car company.
Generally, your personal cruise addicts auto insurance should extend to a rental cruise addicts car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued, because you're temporarily driving it and you don't own it. Basically, cruise addicts your policy will treat a rental like your primary vehicle while you're in possession of it.
If you have Rental Reimbursement coverage on your policy, you can only use it to rent a car if your personal vehicle on your policy is in the shop because of an accident. Rental coverage does not cover damage to a rental or damage caused while you're driving a rental.
Make sure you know what's covered if you purchase additional coverage from a rental company. Common coverages offered by rental car companies include a damage waiver, supplemental liability, personal effects coverage and personal accident insurance. In general, cruise addicts each provides different types of protection, as noted below. Please note that these descriptions are for informational purposes only, and coverages may vary between rental car companies.
Damage Waiver If your rental car is damaged or stolen, this coverage will apply. However, you may not be able to use it for accidents caused by speeding, cruise addicts driving on unpaved roads or driving while intoxicated. If you already have Comprehensive and Collision coverage, this coverage may duplicate coverage you already have on your own personal auto policy.
Supplemental Liability Provides additional liability protection, generally up to $1 million, if someone makes a claim against you while you're driving a rental car. For instance, cruise addicts Supplemental Liability would apply if you're at fault for an accident and the other party files a claim against you for injuries and vehicle damage that exceed your regular policy limits. Supplemental Liability coverage may also provide Uninsured and Underinsured Motorist coverage, depending on the company selling it. If you already cruise addicts have adequate liability coverage on your car and an umbrella policy if you own your home/auto, you may want to forego this coverage.
Personal Accident cruise addicts Insurance (PAI) Covers cruise addicts your injuries while you're driving a rental. If you already have health insurance or adequate medical coverage under your auto policy, this coverage may be unnecessary.
If you choose to purchase the damage waiver, personal accident and effects coverage, or supplemental liability protection, you could pay twice as much for your rental. Often, these types of coverage can cost up to $25 or more each, in addition to the base price of your rental.
Sometimes, credit cards offer protection for rental cars. If you're using a credit card to rent a vehicle, check with your credit card company to see if and what type of coverage is offered. It may be a built-in perk of your card, in which case you may not need to pay extra for the same type of coverage offered by the rental cruise addicts car company.
Remember: cruise addicts Be sure to ask questions and verify what's cruise addicts covered before you purchase additional insurance from your rental car company. Only you can decide what's best for your financial situation and peace of mind.
p rented a van to get our daughter stuff form UF, and because she n wife were going to be in the van I let the rental guy sell me everything Insurance..bad idea, the van was involved in n incident PRIOR to my rental n dates got screwed, cruise addicts I can only guess, they harrash me to unbelievable proportions by two Ins companies never heard before...for weeks!..never again for me..at the end called Progressive n they took care of things for a happy ending!! /p
p @robertsdeals, We rsquo;re assuming you rsquo;re asking about gap coverage for a rental car. If so, keep in mind that you rsquo;d only use gap coverage cruise addicts if: you rsquo;re in an accident, your vehicle is declared a total loss, and there rsquo;s a gap between what you rsquo;d get for the quot;actual cash value quot; of your vehicle and what you owe your bank or leasing company. So, you wouldn rsquo;t need it for a rental. If we misunderstood your question, cruise addicts please give us a call: 1-800-776-4737. cruise addicts /p
Keep in mind that if you do not purchase cruise addicts the additional insurance, you will have to meet what ever your deductable is on your regular insurance policy to repair damage you or others cause to your rental car while it is in your keeping. cruise addicts Just a thought to consider.
@Adam: Generally yes, your Progressive policy will cover your rental car, as long as one of the following people is driving it: you; the person listed as the second named insured on your policy; or anyone related to you who is covered cruise addicts by your policy. (Note: Your policy won t cover rental trucks with a Gross Vehicle Weight exceeding 10,000 pounds.) There are a few exceptions, but they generally aren t applicable to someone renting a vehicle for a short time. You can review these exceptions by logging into your policy, going to the Documents section and opening a copy of your policy contract.
@Peter: Unfortunately, your policy will only cover you in the United States, Canada and U.S. Territories. Consider asking your travel agent for names of agents who can provide you with temporary cruise addicts coverage while you re in Europe.
Dealership Rental Replacement vehicles apparently are different than loaner or rental car coverage. My Mercedes-Benz cruise addicts dealership (Schumacher European, Scottsdale cruise addicts AZ) will not give a free Warranty-Repair loaner Mercedes-Benz cruise addicts to Progressive Insurance customers. This is extremely disappointing as they will for all other insurance providers. There is a sign on the desk they said to me that a woman drove head-into traffic in one of their loaner-Mercedes and wrecked cruise addicts the 24K at cost car and her Progressive insurance would not cover it nor did she have the money so the dealership ate the loss. Because Progressive would not cover it, no Progressive customers may get a loaner car. I will be considering this when renewing my policy. Perhaps you should call the dealership and work it out with them Progressive.
I live in Michigan and will renting a motor cycle in South Dakota this summer. I currently have insurance on my motor cycle. Will I need to purchase renters insurance, since Michigan is a no fault state and South Dakota is not?
p @Jason: Thanks for your comment. We re sorry to hear about the restriction your dealership has in place. Generally, our auto policies cover a rental vehicle as long as the vehicle cruise addicts is driven in the U.S., its territories or Canada. cruise addicts Coverage won t transfer to moving trucks, vehicles with fewer than four wheels, or vehicles with a Gross Vehicle Weight (GVW) of 12,000 pounds. And, since coverage is not based on the vehicle type or incident details, there may have been another reason why we didn t cover the woman s claim. /p
p @Terese: The coverage you currently have for your motorcycle will transfer to a rental. Keep in mind that most rental agencies require you to carry both comprehensive and collision coverage on your policy in order to waive their insurance. To confirm your current coverage or to make any necessary changes, give us a call at 1-800-776-4737. /p p class= MsoNormal span style= color:#1F497D o:p /o:p /span /p
@Re: Rental Question: If you have a motorcycle policy, the coverages would only transfer to rental cruise addicts motorcycles. Since there are different coverages for each product, it would not apply to an auto rental.
I have Progressive insurance and opted out of additional insurance when I rented a car. A friend of mine backed cruise addicts into the car denting a bumper. Am I covered by my personal insurance cruise addicts policy or will I have pay for the damage out of pocket?
I don t have any insurance and my credit card is a debit card as well. I don t have a car, but am renting one while I look for one. Should I buy the car rental insurance, or can Progressive or some company insure me for the week I rent the rental and then transfer that to my new or used car?
@Shelley: We may be able to offer you a Named Operator policy through one of our local Progressive agents. A Named Operator policy cruise addicts offers basic liability coverage for you to drive any vehicle. and it can be changed into a regular policy when you buy a vehicle. To find a local agent that may be able to help, call us anytime at 1-800-876-5581 or visit us online at progressiveagent.com.
Generally, your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued, because you re temporarily driving it and you don t own it. Basically, your policy will treat a rental like your primary vehicle while you re in possession of it.
@Tabatha: Your Indiana policy will cover you in the state of Florida. Just be sure you have comprehensive and collision, which are required by rental agencies. If necessary, you can call us to add these coverages before you rent a vehicle, then remove them afterward. Please note: Your coverage will not transfer to step vans, parcel delivery vans, cargo cutaway vans, vans with cabs separate from the cargo area, moving trucks and any vehicle with a gross vehicle weight of more than 10,000 pounds. If you have questions, give us a call at 1-800-776-4737.
I understand that my personal car insurance should extend to the rental car, but what if my policy is written based on the State of Alaska guidelines? Even though Alaska is part of the United States, our state is not considered contiguous if this even matters.
I will be immigrating into Canada from the USA in two months and would like to know if I can keep my Progressive Car in