Like many of you, I signed up for an American Express Bluebird account because I was excited about b

Usually I talk about credit cards on this website.  I think credit card sign up bonuses are the best way to earn miles and points for free travel.  Using credit card sign up bonuses, my wife and I have earned about two million miles and points in the last couple of years.
Like many of you, I signed up for an American Express Bluebird account because I was excited about buying Vanilla Reload cards (using the Ink Bold or Ink Plus ) and then adding those funds to my Bluebird account.  That opportunity has died since Office Depot no longer carries Vanilla Reload cards.  I can still buy the reload cards at a local Walgreens, but I don t get the 5x bonus like I would at an office supply store.  I m thankful for the Walgreens option as it does give me an easy way to reach my minimum spend requirements.
las vegas hilton hotel casino At Walmart you can use a debit card to add funds to your Bluebird account.  There are no fees to add funds in this way.  There is, however, a $500 daily limit that you can add to Bluebird using a debit card.  There is a $5,000 monthly limit for all funding sources.
Since I m self-employed, I pay quarterly taxes.  You can pay your taxes using a credit card, but the best rate is 1.89% .  In the past, I have paid the fee to help reach a minimum spend.  However, the best rate for a debit card payment is a flat $3.49 .  Since I ll be paying quarterly taxes, I figured I should go ahead and get some miles in the process.  The miles are definitely worth the $3.49 fee.  Daraius at Million Mile Secrets points out that Bank of America (Alaska Airlines debit) terms and conditions specifically exclude the ability to earn miles when the debit card is used to pay taxes.
1.   Delta SkyMiles World Check Card This debit card offers you 5,000 Delta SkyMiles after your first purchase with the debit card.   You can also earn 1 mile per dollar spent with this card .  The fees are expensive las vegas hilton hotel casino with this account $75 per year for the debit card.  There could be monthly account fees depending on your account type and depending on the account balance.  Suntrust banks are not in every state, and you might run into issues if you don t live in a state where Suntrust operates.
2.  Bank of America Alaska Airlines Debit card This card could net you 3,000 bonus miles when you first use the card.   They give 1 Alaska Airlines mile per two dollars spent.   This card has a $30 annual fee as well as possible account fees.  You ll need to visit the Bank of America las vegas hilton hotel casino banking website to get state specific information las vegas hilton hotel casino on your account options if you wish to get this card.
3.   UFB Airline Rewards Debit Card This card earns American Airlines at a 1:2 ration ( 1 AAdvantage mile per two dollars spent ).  This is the only card that does not have an annual fee.  The UFB Airline Rewards Checking las vegas hilton hotel casino account has no minimum balance requirement and no monthly fees.
1.   Of the three currencies, I value AAdvantage Airline miles the most.  Getting 2x the miles with Delta could be appealing, but my family finds a lot of value from the American off-peak rewards .  While I think Alaska miles are valuable, I m concerned that they d be stray orphan miles since I don t have many other Alaska miles.  We re actually trying to get a few more miles so we ve got enough to take the family to Europe next winter.  A few decent size charges on this card should give us the miles we need.  This should nicely compliment my Bank Direct account las vegas hilton hotel casino where I earn 100 AAdvantage miles per $1,000 las vegas hilton hotel casino per month.
2.  No annual fee.  It would take quite a bit of spending for me to offset the Suntrust $75 annual fee.  At any point, changes in programs could offset my reasons (listed above) for wanting a debit card.  At least I m not out anything if I have a no annual fee credit card.
3.  Geographic restrictions.  I don t want to deal with the possible Suntrust issues because I don t live in an eligible state.  In the same manner, there doesn t appear to be any Bank of America locations in Wyoming.
Craig is an airlines point junkie and cheap travel addict. He believes that travel can be affordable to anyone (yes, you can travel las vegas hilton hotel casino cheap and travel comfortably too). He collects las vegas hilton hotel casino hundreds of thousands of air miles each year and will talk about great travel deals to anyone who is willing to listen.
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