Are your finances ready for a 'babymoon'? Need a little alone time before that bundle of joy arrives

Offers Matched for You Low Interest Balance Transfers 0% APR Rewards Points Gas Cards Retail Cash Back Travel travel news Airline Cards for Business travel news Cards for Students Prepaid Debit Cards Secured Credit Cards Instant Approval Offers Top Offers Other Credit Options
Latest Videos travel news Basics Help Subscribe: RSS News Feeds Subscribe: email Newsletter CARDMATCH Credit Score Estimator Credit Card CheckUp Calculators Card Finder Shop by Profile PrivacyWise Best Credit Cards Credit Card Terms Glossary Site Map Merchant travel news Accounts
travel news Sound good? It's certainly better than paying a ridiculous amount for the rental car company's collision damage waiver. But you have to watch the fine print. travel news To start with, to get the coverage you need to:
After that it gets more complicated, with exclusions, limits and requirements that vary by issuer (and which we spell out in our chart). For example, under most issuers, you probably won't be covered if you rent a pickup truck, drive the car in Ireland or keep the car for more than 30 days.
When it comes to the extra fees rental travel news car companies charge on top of actual damage costs, whether you're covered is less clear. Kimberly Esquivel of San Antonio found that out the hard way when she and her family rented a car from Alamo in Orlando, Fla.
Before they left, Esquivel said she called Discover to make sure she was covered, since she didn't have protection through her auto insurance. The woman said, 'Just make sure you use your card to pay for it and you'll be covered. You won't have to worry about a thing,' Esquivel recalled.
travel news Of course, the worst happened. At SeaWorld, Esquivel backed the car into a pole. She reported the accident to Discover, sent them the necessary paperwork and put it out of her mind. Several weeks later, she got a bill for almost travel news $1,000.
It was very, very frustrating, Esquivel says. They say, 'We've got you covered,' but that's not true. I'd been a customer with Discover for almost 20 years. That was the first time in 20 years that I really needed them, and they let me down.
So does all this mean you should take the $15 to $25 a day collision damage waiver offered by the rental agency? Not necessarily. It depends what level of risk you're willing to take and what coverage you have.
If you are commenting using a Facebook account, travel news your profile travel news information may be displayed with your comment travel news depending on your privacy settings. By leaving travel news the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.
Are your finances ready for a 'babymoon'? Need a little alone time before that bundle of joy arrives? travel news Time to start planning your "babymoon" -- just make sure you don't add to your stress by spending too much ...
Peer-to-peer loans catch on for credit card debt consolidation Peer-to-peer loans -- made by individuals to other individuals -- are booming as a debt consolidation tool. Though they can be a deal, they aren't for everyone. Here's travel news how they work, what to expect ...
Did you like this story? Then sign up for CreditCards.com's weekly e-newsletter for the latest news, advice, articles and tips. It's FREE. Once a week you will receive the top credit card industry news in your inbox. Sign up now!