вторник, 2 июля 2013 г.

Starting from the top, the extra $1,650 that I put on my debt this month was my entire 2012 tax retu


Starting from the top, the extra $1,650 that I put on my debt this month was my entire 2012 tax return. Knowing that, I only went over budget by $778.48. I saved everything that I wanted to save, but then my expenses are where things got messy.
I spent less on groceries than I expected to; this doesn t really surprise me, considering I ve been all over the place for the last week (a.k.a. not at home cooking). Going down a couple spots, hampton inn new orleans you ll also see that I ate more takeout than I expected to, and for the exact same reason.
As for personal care items well, I did a little bit of clothes shopping this month. In total, I bought 11 new tops (4 for #pfworkouts) and a new pair of Nike capris for running. I can t say I had planned for that, but it didn t break the bank and it feels good to be wearing smaller clothes that actually fit.
Finally, coming home has been expensive! But I knew it would be. On Wednesday, I paid for six months of car insurance ($621) and then I took the ferry over to Vancouver ($64.10) hampton inn new orleans to start apartment hunting. Fortunately, every penny of that came out of my Future Apartment account.
Trust that everything will come together FAIL ! I can t lie I have tried to stay positive but I ve had a couple moments/days where I have stressed about my move. This past weekend, I spent a good chunk of one day feeling like I wouldn t be able to find a place. But I m sure that s just part of feeling uprooted, not having a place to call your own, and lacking any kind of a routine.
As for April well, I have no idea what my budget will look like. I don t have an apartment yet, so I don t know if/when/how hampton inn new orleans much I ll be paying in rent. But things hampton inn new orleans are going to come together soon, right? So we ll revisit April s budget a little later.
My March ended up being awesome, mostly due to my giant tax return. I m now officially in the black! In non financial terms, hampton inn new orleans I didn t do so well, I m still off running because of my injury hampton inn new orleans and wedding planning hasn t been executing itself like I hoped it would, but April is a new month with new possibilities. Good luck finding a place!
Well, all things considered Cait, I think that you did ok this past month. As I previously commented, you ll probably be spending more than you d care to for awhile (as you gradually get settled out west) but, no worries, I still see you being debt free by this summer and that s no April Fool s joke !!!
Good work C! March was pretty hard for us. We had fairly high expenses (car maintenance, our wine club shipments). hampton inn new orleans We also booked our NYC trip so I just paid cash for that rather than transfer money to the NYC fund and then re-transfer it back to pay for the flights. That would be silly. So, nothing saved in March, but I count our flights as savings since we had that in our plan.
April will be a bit expensive due to my birthday. We re taking hampton inn new orleans 6 friends out to dinner/drinks and covering the whole thing, so we ve budgeted $700 for my birthday. It s my 30th and we NEVER do birthday things, but felt like this was warranted. I m looking forward to it! We also owe our 6 months car insurance in April. I m shocked at how expensive yours is. I think ours will be more like $350. Wonder if that s just a Canada vs. America thing?
Expensive car insurance how can I explain this in the simplest terms. In BC, everyone has to get basic coverage from ICBC it s a crown corporation and, because we have to get basic coverage through them, there is no competition (a.k.a. no opportunity to get lower rates). hampton inn new orleans Kinda sucks.
So far so good March is off to a good start, I ve put $2K toward my debt thanks to my tax return and my new budgeting techniques. I ve cut daily expenses like coffee, cabs, and buying lunch. I m amazed at the amount of money I have right now. I m hoping to get to my next pay period with $100 left at the end! Congrats on the move!
Apartments can be quite pricy in the city center, hampton inn new orleans but rent gets a lot cheaper in the suburbs. Your budget for the next couple of months may be all over the place but it should normalize after you get settled hampton inn new orleans in. I ve heard they re talking about a new area code because hampton inn new orleans 778 is running out of free numbers lol. Welcome back to BC Hope you re happy about how restaurant meals are now taxed at only 5% once again compared to 13% in ON
I m actually looking out in New West, so prices definitely aren t as bad as they are in the city! But they re running out of 778 s, eh? Toronto is running out of both of their area codes, as well. And yes, it ll be nice to have cheaper taxes on restaurants but I do think getting rid of HST was a mistake (that s a whole nother blog post).
Glad to hear things are heading in the direction that you want them to Cait. A move is certainly not a cheap endeavour but sometimes it s for the best. When I moved from the UK to Canada you don t want to know the costs involved, sometimes I try to forget them but it was the BEST decision I ever made. The money means nothing when there s goals and a new life you just go with it!! Best of luck to you Cait.

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