воскресенье, 24 ноября 2013 г.
My family of four are moving to Ireland for three months and need to get a rental car. What's really
My family of four are moving to Ireland for three months and need to get a rental bangkok hotel thailand car. What's really confusing us is that we're told that your credit bangkok hotel thailand card should say World on it in order to obtain car rental insurance in Ireland. As anyone bangkok hotel thailand else heard this? Any advice on this matter?
Look for a local credit union; mine offers a card with no fees except the 1% conversion fee from Visa which I get back on the 1% return bangkok hotel thailand the card generally offers. It does offer CDW coverage, but not in Ireland and for no more than 30 days per rental.
bangkok hotel thailand Many credit cards do not cover insurance for more than 30 days. When we wintered in Florida, we had to go to the rental agency every 30 days to write a new contract for the same car. We eventually found another company that would do this automatically (don't remember which).
Of course there are credit cards without a foreign transaction fee. Capital One has a lot of products, none of theirs do. The main other ones I've heard of require annual fees, except for some credit union cards.
There is an excellent resource on the forums on www.irelandyes.com covering rental cars in Ireland. She details out all the aspects of this difficult transaction, including insurance coverage, extra costs, CDW, etc. Looking into a lease would definitely be helpful.
This isn't quite right. Capital One does not charge bangkok hotel thailand 2%, they charge nothing, not even that network fee. And I think that network bangkok hotel thailand fee by Visa/MC is 1%, not 2%. The current custom is usually to add on 1 pct to that 1 pct, for a total of 3 pct. And that is why many credit unions will charge you 1%.
I do have a AAA Visa card, however, where I only pay a total of around 2 pct, which I use as a backup to my Cap One. It is the AAA Member Rewards Visa, you have to say you are interested in low foreign transaction bangkok hotel thailand fees on their website. That is the full extra charge, it's not in addition bangkok hotel thailand to the Visa network fee.
I don't think credit cards want to be in the business of providing free auto insurance to someone living in a place, that is why they limit it to make sure it is just for travelers/tourists and it is a card perk. Their risk adjustment on such benefits would be totally different for people living in a place long-term.
Capital bangkok hotel thailand One only has one World card, and that's their Platinum Prestige card, which is basically a card for transferring balances. I spoke with CO yesterday and the Capital One World card seems to be a one-off promotion that they don't offer anymore, at least according bangkok hotel thailand to the CO rep.
I'm not so worried about the length of the car rental as I am wanting a World emblem on the car, thus ensuring the car rental insurance, and no FTF. It would be great if it had the EMV chip too, but that seems to be wishful thinking.
Ah, appears I've muddled things up. Perhaps this is the "generic" terms and conditions and not the World one because I also have a letter of coverage from them as well (i.e. is was valid in Ireland as a World MC).
Capital One only has one World card, and that's their Platinum Prestige card, which is basically a card for transferring balances. I spoke with CO yesterday and the Capital One World card seems to be a one-off promotion that they don't offer anymore, at least according to the CO rep.
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