16. Graduation Gifts. American Express Gift cards make good graduations gifts, since to misquote Jan

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We conclude with other *ahem* delicate ways to bump credit card spending such as payment processors and other methods.  As always, let your personal values and ethics guide your decision to use or not use a particular method
1. Insurance. Pay your car, homeowners, medical, or renter s insurance using a credit airplane tickets and discount card.  If you are on a monthly plan, considering paying in advance for a few extra months, airplane tickets and discount provided you can pay off your credit card bill when it comes due.
2. Cellphone/Cable/Internet. You can usually pay for your cellphone, cable, an internet bill using a credit card.  You may also be able to pre-pay your cellphone, cable, or internet bill via a credit card by paying more than the monthly amount due.  Once again, don t do this if you can t pay off your credit card bill when it comes due!
9. Toll Transponders. If you have an automated toll transponder in your car (I-Pass, K-Tag, FastTrak etc.) you may be able to use your credit card to load additional dollars to your toll account. (Hat Tip to Gary Steiger )
10. Business Travel. If you travel on business, you may be able to charge expenses to your personal credit card and then claim reimbursement from your employer.  My employer offers a business credit card, but I haven t applied for it since it does not offer reward points.  I use my personal airplane tickets and discount credit cards instead!
11. American Express Gift Cards. You can buy American airplane tickets and discount Express gift cards from Big Crumbs and get a 1.6% rebate. airplane tickets and discount American Express ships the gift card to you in 2 days ($8 fee), and you can usually avoid paying fees to buy the gift card.  Use code EMSVCA to purchase gift cards fee free until January 31, 2012.
It usually takes 2 months to actually get the cash rebate from Big Crumbs, but this is a good way to complete minimum spending requirements quickly. You can then use the American airplane tickets and discount Express gift cards instead of your credit card to pay for  expenses in future months.
Be aware that Citibank may charge a cash advance fee for purchase of American Express gift cards directly from American Express.  I bought airplane tickets and discount gift cards using my Chase credit cards in June, but was not charged a cash advance fee.  However, you should order a small quantity at first to see if you are charged a cash advance fee on your credit card.
16. Graduation Gifts. American airplane tickets and discount Express Gift cards make good graduations gifts, since to misquote Jane Austen, it is a truth universally acknowledged that  a graduate in possession of a new diploma must be in want of cash cash-like gift cards.
19. FSA Account. If you have a Flexible Spending Account (FSA), you likely get a debit card with which to make your medical expense payments airplane tickets and discount (co-pays, prescriptions airplane tickets and discount etc.)  In most cases, you can pay for your FSA-approved expenses with a regular credit card and submit a request for reimbursement.  Yes, it is a bit more cumbersome, but it helps complete minimum spend requirements.
A contractor or other household service provider whom you trust and does outstanding work is much more important than a few extra miles (blasphemy, I know!).  So don t be too aggressive with these suggestions, or they may not stick around very long!
21. Contractor Payment. Ask your contractor airplane tickets and discount if you get a discount for payment airplane tickets and discount by cash (if you can t pay by credit airplane tickets and discount card).  If there is a cash discount, ask if you can get the cash discount if you pay in American Express Gift cards.  If  yes, use Big Crumbs to purchase American Express gift cards at 1.6% discount (#10).
22. Contractor Supplies. Ask your contractor if you can purchase the supplies needed for your project directly from the shop (Home Depot, Lowe s, the lumber yard etc.).  If your contractor agrees, purchase the supplies using your credit card.
23. Baby Sitter, Maids, Pet Sitters, Handymen, Yard Work Providers. Ask your baby sitter, maids, pet sitters, handymen and yard work providers if he or she will accept gift cards instead of cash.  If yes, buy American Express Gift Cards from Big Crumbs (#10) above for a 1.6% discount.
25. Additional Cards For Your Partner Or Children. Get additional add-on cards for your partner and children airplane tickets and discount and have them put all their expenses on the card.  Be careful, since this can get expensive quickly!
27. Splitting Payments. Most shops will let you use multiple credit cards for 1 transaction.  For example, airplane tickets and discount if you are buying a $1,000 TV, you can ask the cashier to charge, say, $300 on your Visa card (to complete the exact minimum spending required if you had only $300 left to spend on that card) and $700 on your American Express card. That way you can complete your minimum spending on more than one card. (Hat Tip to Roger Haynie )
28. Insurance Payments. If you receive a payment from an insurance company, you may be able to charge your expenses (car or home repair) on your credit card and use the money from the insurance company to pay your credit card bill. (Hat Tip to Roger Haynie )
However, it may be useful to meet the minimum spending requirement on a credit card or to achieve a certain level of spending on a card , for example the $30,000 needed to earn a free companion certificate on the Chase British Airways Visa credit card.
34. College Tuition. Many colleges will let you pay for all or part of the tuition and housing costs with a credit card for a fee.  Check your college s website or Official Payments for more information on paying with a credit card.
35. Student Loans. Charge Smart lets you pay your student loan payments via a credit card for a fee (Visa, MasterCard Discover, but currently NOT  American Express).  You may also be able to use a credit card, for a fee, directly through your loan provider.
Be aware that the fees and policies are continually changing, so I recommend that you check the fees before using any of these options . Please read each providers Terms Conditions so that you know what is allowed and what is not!
Instead of transferring money back and forth between accounts (which is easier to detect), you may want to consider transferring money from person A to person B using a payment service, and having person airplane tickets and discount B return the money to person A by check.
41. PayPal. PayPal is a large payment processor which charges a fee for purchases or personal transfers .  There are lots of reports airplane tickets and discount of PayPal closing accounts for frequently transferring money between accounts, so do your own research before using this method.
42. Venmo. This is a way to transfer small amounts of money from person to person using a mobile airplane tickets and discount phone. The Venmo website describes the service as a way to pay each other back for lunch, dinner, drinks, rent, groceries, tickets, and trips.
Be aware that Venmo has been closing airplane tickets and discount accounts that frequently transfer money back and forth.  Transfers in a 1-way direction may not arouse as much suspicion as regular back-and-forth transfers between 2 people.
A few stores particularly airplane tickets and discount those noted for excellent customer service such as Costco or Nordstrom allow you to receive a refund for a purchase on a different credit card than the one used to make the purchase.
airplane tickets and discount There have been reports of folks charging, say, a $60,000 ring from Costco on a mile earning credit card and then returning the ring in a few days, and asking for the refund airplane tickets and discount to be processed on a different non-mile earning credit card.  The net result is that you have earned 60,000 miles or points on your credit card.
I applied for both the personal and business Southwest Chase cards and got approved. However, I already have a Amazon.com card through Chase, and was wondering if balance transfers count towards the minimum spending requirement? I already have charges airplane tickets and discount on the Amazon card, and it would make reaching the $2,000 spending requirement that much easier.
If utilities, cell phone, auto companies take credit card payments does it still count as a purchase even if you don t go through a website such as Charge Smart? I want to avoid the fees on Charge Smart if possible to pay directly airplane tickets and discount on the account website. Thanks! Love this site!
I recently purchased a Square card reader airplane tickets and discount for my iphone. You can charge credit cards gift cards for a 2.75% fee. If you were creative enough, this may be another good option for meeting minimum spending.
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